About Me
I am Dr. Bidhan, I am a Financial Advisor having 20+ years of experience in financial planning. I work with employees and businessmen
to help them maximize their pension and other retirement benefits. Also, I
work with families to help them plan their children’s education, and marriage,
build long-term wealth, also secure a healthy & wealthy life. I am on a mission to help 1,00,000 person to live powerful life without running out of money. Financially everyone should be independent and lead a CASH RICH LIFE.
Developing Relationship with a Passion and helping you fulfill all your Financial needs
Human is social being & relationship is very important for Human beings on which society depends. In our traditions also, it is well said that one should always build good relations. This is also one of the reasons I believe in building good relationships & somewhere this has become a passion for me as if you build a strong relationship with the customer, you earn their trust. If I develop a relationship with someone, I am always there for them.
If you trust your financial advisor, your financial journey would become smooth & I am there for guiding you through your financial portfolio which will help in fulfilling your financial needs at the correct time.
What Services I'm Providing
- Financial Planning
- Tax Planning
- Retirement Protection Planning
- Health Insurance
- Legacy Planning
Financial Planning
As it’s said, “Failing to plan is like planning to fail”.
Our life starts from childhood & ends in old age.
So, we should have a financial planning roadmap ready as we start our career because our Growth (status of daily life) depends on good financial planning.
Tax Planning
When it comes to the economic world(daily lifestyle),
We need to progress in our daily life & increase our standard of living.
As our income increases, we need to pay taxes like Income Tax, Wealth Tax, etc also.
My aim is to bring awareness to my customers so that the tax burden should not be there at a time.
Retirement Protection Planning
One should do proper retirement planning at the correct time. Also, one should consider it an important decision in life. Because old age is the phase of life where one can’t work, during that phase financial freedom is the utmost necessity in life.
During that time savings work. So, one should have a proper retirement plan to get a pension at the time when required.
Health Insurance
As well said, “Health is Wealth”.
Our body is a machine & seeing today’s busy schedule of people; most of us are not able to give adequate time for maintaining our health.
But in case of emergency, when medical help is required, we quite often need to burn our savings; even sell assets, or sometimes take loans also.
So, to avoid such unforeseen circumstances one should be adequately covered in health insurance.
So, which health insurance will be the best for you; I am there to suggest that.
Legacy Planning
Legacy planning is a financial way to create a plan for your assets after you.
A kind of financial service, legacy planning is often created with a financial advisor.
Legacy planning can help resolve tax issues also by that could impact your assets after your death.
Asset Creation
Whether you want to buy a car/home/gift your family members an asset at the time when required proper planning needs to be done in advance.
Your financial consultant is there to guide you through the journey so that you could do asset creation at the correct time.
Child Education & Marriage
Two types of occasions are in life:
Timely Certainty
Untimely Probability
Timely Certainty is something where one needs to complete a child’s education, marriage,
own house & similar other basic necessities of life.
I would like to help my customers by giving them suggestions so that they should be financially strong at those times.
Emergency Fund Planning
Life is full of uncertainties.
Ups & downs are a part of life. We know the situation of Untimely Probability quite often occurs. So, during this uncertainty phase; Emergency Fund must be there.
I have some suggestions for the uncertainties of life where one can live a stress-free life.
Cash Flow Analysis
Cash flow is basically your income minus your expenses over a certain period of time — typically a month.
Cash flow can be positive or negative.
Positive cash flow indicates that a person has more income than expenses.
Similarly, negative cash flow indicates that a person has more expenses than income..
Work Experience
What My Clients Says
One of the knowledgeable advisor in managing portfolio
You are a great help to your LIC customers.
Great work! Advise rightly how and where to invest. What scheme would be beneficial and profitable to the customers?
An honest and dedicated worker for your institution.
Dr. Bidhan is a very hard-working, knowledgeable, and friendly person. I have known him for a long time and I do my financial investments on his advice. I wish them a bright future.
A financial portfolio is very important in our financial planning. My Financial Advisor Dr. Bidhan Chandra Ji is a very knowledgeable person. He has an amazing mastery of financial portfolio making. I am crazy about his talent and his personality.